GenZ Protect was established in 2024 by a team of industry leaders in the automotive, finance, and technology sectors. We aim to seamlessly integrate technology and F&I to stay at the cutting edge of the industry with a strong commitment to value. Below you’ll find the GenZ Protect executive team, feel free to connect and find out what we can do for you.
GenZ Protect is committed to enhancing the automotive ownership experience with innovative coverage solutions.
The Team
CEO
Jose Valls

A native Argentine, Jose is a globally recognized business leader specialized in automotive, EV charging infrastructure, e-mobility and retail distribution. Jose's last stint in the corporate world was at Nissan Americas where he was CEO/President.
He is renowned for his strategic approach, great leadership and for his long-term vision oriented to sustainable business performance.
General Director
Fabiola Bravo

Fabiola Bravo, Mexican executive with more than 15 years of experience in the automotive and related industries, including important stints at Nissan and General Motors, among others.
An extraordinary sales person who has excellent commercial strategies for business growth, with an innovative vision of the business.
Group Chief Legal Officer
Dale A. Kimball Jr.

Dale has 30+ years of legal and international business experience in Latin America, the U.S., Europe, and Japan. Dale was appointed as the first General Counsel for Nissan's Latin America Region, and was instrumental in the formation and growth of that Region. He also has served in senior executive positions in the food, confectionery, and telecommunications industries, including SVP/Regional Legal Director Europe and VP/General Counsel Latin America at Cadbury plc. Dale has lived in Argentina, Brazil, and Switzerland, and is fluent in Spanish and Portuguese.
Founding Partner
Pat O'Brien


Pat O’Brien has over 32 years of industry experience, beginning in 1989 with a division of Aon Corporation. He joined Bank One in 1996 as EVP of Automotive Aftermarket Products and founded Ensurety in 2000. Pat has led Ensurety through its evolution, and it is now known as Ensurety Ventures. Additionally, he is a co-founder of Omega Home and Auto Care.
Founding Partner
Brian Fox


Brian Fox joined Ensurety in 2008 and brings over 16 years of experience in managing and developing Home, Auto, and Motor Club protection programs for both B2B and B2C industries. Prior to his role at Ensurety, Brian co-founded Omega Home and Auto Care. With nearly two decades of sales and marketing expertise, he has a proven track record of success in the industry.
Co-Founder
Cristian Stenstrom

Born in Brazil but raised in Venezuela, the USA and Switzerland, Cristian is fluent in 5 languages. He is an environmental philanthropist and an avid believer that the future is electric.
Besides being one of the visionaries behind GenZ, Cristian is also the co-founder of KeyFetch, an innovative F&I solution provider counting hundreds of dealerships as its customers.
Co-Founder
John Candillier

Born and raised in France, John spent most of his career on Wall Street. John is an innovator, always looking for bespoke solutions to solve modern problems.
He and co-founder Cristian Stenstrom were college roommates at Bucknell University before founding KeyFetch and GenZ together. John lives in London.